Seek Personalized Legal Services to Recover from a Car Accident
Have you been injured in a car accident in which another driver was to blame? If so, you may be considering legal action, and rightly so. Car accidents that result in personal injury are terribly stressful events; victims must contend with insurance companies, medical bills, ongoing pain from injuries, material losses from missing work, vehicle repairs, and emotional trauma from the accident.
In New Jersey, you have two years from the date of the accident to file a personal injury claim. If you delay beyond this period – the statute of limitations – the court will likely decline to hear your case. It’s imperative you obtain a lawyer and file your claim well before this deadline.
Will the insurance company pay for damage to my vehicle?
Usually, you would contact the insurance company of the person who caused the accident. Their insurance would pay for the damage to your car or its fair market value – whichever is lower – when they determine their insured indeed caused the accident.
However, New Jersey offers drivers the option of ‘no fault’ car insurance. If you purchased this kind of insurance, you must turn first to your insurance company for compensation of medical expenses and material losses. You are permitted to file suit against at-fault drivers only if your injuries were severe and specific – such as disfigurement, significant scarring, displaced fractures, loss of a fetus, or another permanent injury.
I have traditional insurance in New Jersey, and can file suit. What do I need to know?
New Jersey has a ‘comparative fault’ rule affecting awarded compensation for car accident cases. If you are found to be partially to blame for the accident – for example, the other driver ran a stop sign but you were driving without your headlights in the evening – then the percentage of your blame would be deducted from the total award. Therefore, if a jury found you to be 20% at fault, and the total damages were $10,000, then you would be awarded $8,000.
In these types of cases, an effective lawyer will make or break your case. The defendant will seek to attribute as much blame to you as possible. If they are truly at fault, you’ll need an experienced lawyer to fend off their accusations and place blame squarely where it belongs.
New Jersey attorney David P. Schroth has over 20 years of litigation experience, including personal injury cases involving car accidents. He provides the personalized legal services you’ll need to build a strong case tailored to your circumstances. Call him today at 609-882-0041, and seek the compensation you deserve.